Insurance Plans Accepted at Therapy Excellence Physical Therapy

This depends on your specific insurance plan. Some plans allow direct access to physical therapy, while others require a physician referral. Contact our office with your insurance information, and we'll help determine if a referral is needed.

We verify your insurance benefits before your first appointment and provide a clear explanation of your coverage, including any copays, coinsurance, deductibles, and visit limitations. We recommend also contacting your insurance provider directly for additional confirmation.

If you have a high deductible plan, you'll be responsible for the full cost of services until your deductible is met. We offer flexible payment plans and competitive self-pay rates that may be more economical depending on your situation. Our team will help you understand the most cost-effective approach for your care.

Coverage varies widely between insurance plans. Many plans have annual visit limits (commonly 12-20 visits) or require reauthorization after a certain number of sessions. We'll verify this information during your benefits check and help you plan your treatment accordingly.

Please bring your current insurance card, a valid photo ID, any referral documentation from your physician, and be prepared to pay any copay or coinsurance due at the time of service.

Please notify us immediately of any insurance changes. We'll reverify your benefits under the new plan and update your treatment approach if necessary to ensure continued coverage without interruption to your care.

If a specific treatment isn't covered by your insurance, we'll discuss this with you before proceeding. We can explore alternative covered treatments or discuss our affordable self-pay options to ensure you receive the care you need.

We typically verify insurance benefits within 24-48 hours of receiving your information. For urgent appointments, we can often verify benefits the same day. We'll contact you with your coverage details before your scheduled appointment.

Yes, we accept traditional Medicare as well as most Medicare Advantage plans. Medicare typically covers physical therapy when medically necessary, though you may be responsible for deductibles and coinsurance amounts.

We offer competitive self-pay rates and flexible payment options for patients without insurance coverage. Our team can discuss affordable treatment packages and payment plans that fit your budget while ensuring you receive quality care.